For many years, the BCMA has had an agreement with Scotiabank to provide banking services to members.
The Scotia Professional Plan is a customized financial package designed to save both time and money for busy physicians. It includes everything you need, from getting though medical school to setting up and running a successful medical practice.
The banking services are available to all members, physicians in practice, salaried physicians, residents, and medical students.
Some of the features of the Scotia Professional Plan include:
• Competitive rates, such as a line of credit at prime.
• Low or waived service charges depending on the package.
• Flexible repayment terms, including deferment of principal payments for start-up practices, recent graduates, and parental leaves.
• Mortgages and loans at Scotiabank’s best available rates.
• Preferred merchant discount rates.
• No-fee ScotiaGold Visa card.
• Scotia OnLine financial services to manage your business and personal banking.
Scotiabank has many tools to help you improve your cash flow. For example, using your Visa card to pay for your monthly expenses (hydro, telephone) gives you another 21 days’ grace period to pay, freeing up cash you may need in the meantime. Scotiabank can also help you with a Visa merchant provider so you can bill for those services not covered under MSP, saving you time and money.
Scotiabank has an ongoing commitment to the professional community. Your needs as a Scotia Professional Plan customer are our first priority. To help create your customized financial package, contact me at 604 619-4699, or visit www.scotiabank.com/professional.
BCMA Scotiabank Specialist
Above is the information needed to cite this article in your paper or presentation. The International Committee
of Medical Journal Editors (ICMJE) recommends the following citation style, which is the now nearly universally
accepted citation style for scientific papers:
Halpern SD, Ubel PA, Caplan AL, Marion DW, Palmer AM, Schiding JK, et al. Solid-organ transplantation in HIV-infected patients. N Engl J Med. 2002;347:284-7.
About the ICMJE and citation styles
The ICMJE is small group of editors of general medical journals who first met informally in Vancouver, British Columbia, in 1978 to establish guidelines for the format of manuscripts submitted to their journals. The group became known as the Vancouver Group. Its requirements for manuscripts, including formats for bibliographic references developed by the U.S. National Library of Medicine (NLM), were first published in 1979. The Vancouver Group expanded and evolved into the International Committee of Medical Journal Editors (ICMJE), which meets annually. The ICMJE created the Recommendations for the Conduct, Reporting, Editing, and Publication of Scholarly Work in Medical Journals to help authors and editors create and distribute accurate, clear, easily accessible reports of biomedical studies.
An alternate version of ICMJE style is to additionally list the month an issue number, but since most journals use continuous pagination, the shorter form provides sufficient information to locate the reference. The NLM now lists all authors.
BCMJ standard citation style is a slight modification of the ICMJE/NLM style, as follows:
- Only the first three authors are listed, followed by "et al."
- There is no period after the journal name.
- Page numbers are not abbreviated.
For more information on the ICMJE Recommendations for the Conduct, Reporting, Editing, and Publication of Scholarly Work in Medical Journals, visit www.icmje.org